Resources
For a complete list of the programs that we offer, please contact us.
Indiana (260) 407-2337
Florida (727) 683-2650
- AHFC First Time Homebuyer (Tax Exempt)
- This program offers lower interest rates to eligible first-time homebuyers. First-time homebuyers are borrowers who have not owned a primary residence in the last three years.
- AHFC First Time Homebuyer (Taxable)
- This first-time homebuyer program offers a reduced interest rate to eligible borrowers without the income limits, acquisition cost limits, or recapture provisions of the tax-exempt program.
- AHFC Veterans Mortgage Program (VMP)
- Qualified veterans may obtain financing at lower interest rates. (Veterans may not have been discharged from active duty service more than 25 years prior to application date.)
- AHFC Rural Owner Occupied Loan Program
- Financing to purchase, construct, or renovate owner occupied housing in small communities.
- AHFC Rural Non-Owner Occupied Loan Program
- Financing to purchase, construct, or renovate rental housing in small communities.
- Conventional
- Traditional loan programs that usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.
- FHA Mortgage
- Backed by the Department of Housing and Urban Development, this mortgage offers the borrower the ability to put as little as 3.5% down payment. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs.
- VA Mortgage
- Backed by the Veterans Administration and the federal government, it is similar to FHA except that you have to be a qualified Veteran or military person. For purchase transactions the veteran can finance 100% of the sales price.
- Investor Loans
- Used to finance 1-4 family properties that will be for investment with as little as a 20% down payment. Aggressively priced.
- Jumbo Loans
- Offers 30 and 15 year fixed rate mortgages and competitive ARM products with full document, alternate documentation and limited documentation.
Cash out and No cash out refinance are allowable. Single family detached, Condo's, PUD's and single-family second homes can be financed with no prepayment penalty.